Six Ways We Put Capital
to Work for Your Business
As a direct lender, we control the entire funding process — which means faster approvals, more flexibility, and terms tailored to your actual business situation.
Working Capital Loans
A working capital loan gives your business immediate access to the funds needed to cover day-to-day operational expenses — payroll, rent, utilities, inventory, and more. Unlike traditional bank loans, our working capital solutions are designed for speed and flexibility.
We evaluate the full picture of your business, not just your credit score, so even businesses with complex financial histories can qualify.
- Funding from $10,000 to $500,000+
- Terms from 3 to 24 months
- Decisions in as little as 24 hours
- Minimal documentation required
- All industries considered
Revenue-Based Financing
Revenue-based financing (RBF) is a modern funding structure where repayments are tied directly to your business revenue. When business is booming, you repay more. During slower periods, payments scale down accordingly.
This model is ideal for businesses with variable or seasonal revenue cycles — retail shops, restaurants, contractors, and e-commerce businesses in particular benefit from this approach.
- Payments flex with your revenue
- No fixed monthly obligation
- Ideal for seasonal businesses
- Simple, transparent factor rates
- Fast funding once approved
Business Lines of Credit
A revolving business line of credit gives you continuous, on-demand access to capital — draw what you need, when you need it, and only pay interest on what you actually use. As you repay, your credit line refreshes and is available again.
This is the ideal tool for businesses that need a financial safety net, want flexibility to jump on opportunities, or simply want to smooth out cash flow fluctuations without reapplying for new financing each time.
- Revolving credit available on demand
- Only pay interest on amounts drawn
- Credit refreshes as you repay
- Perfect for managing cash flow gaps
- Competitive rates for qualified businesses
Equipment Financing
Equipment financing allows your business to acquire the machinery, vehicles, technology, or tools you need — without depleting your working capital or your cash reserves. The equipment itself typically serves as collateral, making approval accessible even for newer businesses.
Whether you're outfitting a construction fleet, upgrading a restaurant kitchen, or investing in manufacturing equipment, we structure financing that matches your equipment's useful life and your revenue cycle.
- Finance new or used equipment
- Equipment serves as collateral
- Preserve working capital
- Potential tax advantages (consult your advisor)
- Flexible terms matched to equipment life
Invoice Factoring
Invoice factoring converts your outstanding accounts receivable into immediate working capital. Instead of waiting 30, 60, or 90 days for clients to pay their invoices, you receive the majority of the invoice value upfront — and we collect the payment when it's due.
This solution is ideal for B2B companies, staffing firms, trucking companies, and any business that issues invoices to commercial clients on extended payment terms.
- Convert invoices to immediate cash
- No waiting 30–90 days for payment
- Advances up to 90% of invoice value
- Approval based on your clients' credit
- Ideal for B2B and service businesses
SBA Loan Assistance
Small Business Administration (SBA) loans offer some of the best terms available in business lending — low rates, long repayment periods, and high loan amounts. The application process can be complex, but Silverstone Financial Solutions guides eligible businesses through every step.
We work with established SBA lenders to help you access 7(a) loans for general business purposes and 504 loans for real estate and major equipment purchases — maximizing your eligibility and minimizing delays.
- SBA 7(a) and 504 program guidance
- Competitive long-term rates
- Up to $5 million in funding
- Expert guidance through the full process
- Best for established businesses (2+ years)